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No. The QDRO must include an effective date of assignment that is on or before the date that such QDRO is submitted to the Plan Administrator. This requirement is necessary due to loan and withdrawal provisions. Therefore a QDRO submitted on June 1, 1996, cannot include language that provides the alternate payee with, say 50%, of the participant's total account balance under the Plan as of December 31, 1998. This would deprive the participant of contractual Plan rights and entitlements and be in strict contravention of ERISA.